For my first post I thought I would cover the subjects of budgets and how to use budget calculators.
Whether you are having money problems or not, having a budget is a very useful thing! If you have a budget it allows you to see what you have going out on expenses and whether this balances with your income. If need be, you will then be able to see where you could rein in your spending.
Not sure how to put a budget together? Why not use one of the many budget calculators that are available on the web. Each has there pros and cons, so its worth trying out a couple of budget calculators to see which suits your needs best. Here are a few to start with:
Money Saving Expert Budget Brain
Make Sense of Cards Budget Planner
